✦ ISLAMIC BANKING
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Deposits and Investment Accounts

Hibah Discretionary Gift

isb-hibah-discretionary-gift · isb-deposits

A Shariah-native BIAN service domain in Deposits and Investment Accounts. It applies the Process functional pattern to the Hibah Award, with the Hibah Award Procedure as its control record — one isolated Spring Boot microservice.

View repository ↗The 48-domain landscape ↗

Business DomainProfit Management
Functional PatternProcess
Asset TypeHibah Award
Control RecordHibah Award Procedure

USEWhat it is used for

Representative use cases for the Hibah Discretionary Gift service domain within a Shariah-compliant core-banking landscape.

APIBIAN semantic API

Each service domain exposes its control record (Hibah Award Procedure) through uniform BIAN action terms. Java 21 · Spring Boot 3, with OpenAPI at /swagger-ui.html.

MethodPathBIAN action
GET/v1/service-domainService metadata
POST/v1/hibah-award-procedure/initiateInitiate
GET/v1/hibah-award-procedure/{crId}/retrieveRetrieve
PUT/v1/hibah-award-procedure/{crId}/updateUpdate
PUT/v1/hibah-award-procedure/{crId}/controlControl (suspend / resume / terminate)

INTBackend integrations

The systems and standards a real deployment of Hibah Discretionary Gift would transact with.

RUNRun it yourself

Each domain is its own standalone Spring Boot repository — clone and run in seconds, or deploy onto Kubernetes with the bundled Helm chart.

# run this domain standalone
git clone https://github.com/Sreenivas-Sadhu-Prabhakara/isb-hibah-discretionary-gift
mvn -f isb-hibah-discretionary-gift spring-boot:run
curl localhost:8080/v1/service-domain

# or deploy onto Kubernetes (Cilium mesh)
helm upgrade --install isb-hibah-discretionary-gift ./helm -n isb-deposits

FAQQuestions

What is Hibah?
Hibah is a discretionary gift. In Islamic banking it is how a bank may voluntarily reward safekeeping (Wadiah) depositors, since a contractual, guaranteed return would be riba.
What business area does Hibah Discretionary Gift belong to?
Hibah Discretionary Gift sits in the Deposits and Investment Accounts business area — Shariah-compliant deposit and investment accounts, where returns come from profit-sharing and safekeeping rather than interest. It follows the BIAN Process functional pattern over the Hibah Award asset, with the Hibah Award Procedure as its control record.
How is this isolated from conventional banking?
Completely. The Islamic landscape shares no code, repositories, namespaces or events with the conventional platform. This domain lives in the isb-deposits namespace with an isb-* repository and com.bank.islamic package, so the two can never mix by accident.
Is this a certified Shariah-compliant product?
No. It is an educational reference implementation in the BIAN service-domain style. Actual Shariah compliance of any real deployment requires certification by a qualified Shariah Supervisory Board. Standards referenced: AAOIFI, IFSB, IIFM.

SEEIn the landscape

Hibah Discretionary Gift is one of 48 Shariah-native service domains. Explore the whole platform:

✦ Platform overview The Master Catalog (48 domains) This repository ↗