Takaful and Shared Operations
Takaful Policy Administration
isb-takaful-policy-administration · isb-operations
A Shariah-native BIAN service domain in Takaful and Shared Operations. It applies the Administer functional pattern to the Takaful Certificate, with the Takaful Certificate Administrative Plan as its control record — one isolated Spring Boot microservice.
View repository ↗The 48-domain landscape ↗
USEWhat it is used for
Representative use cases for the Takaful Policy Administration service domain within a Shariah-compliant core-banking landscape.
- Administer Takaful Certificate records under Wakala/Mudarabah operator models
- Process claims from the participants' risk pool with surplus-sharing rules
- Arrange retakaful capacity treaty-by-treaty
APIBIAN semantic API
Each service domain exposes its control record (Takaful Certificate Administrative Plan) through uniform BIAN action terms. Java 21 · Spring Boot 3, with OpenAPI at /swagger-ui.html.
| Method | Path | BIAN action |
|---|
| GET | /v1/service-domain | Service metadata |
| POST | /v1/takaful-certificate-administrative-plan/initiate | Initiate |
| GET | /v1/takaful-certificate-administrative-plan/{crId}/retrieve | Retrieve |
| PUT | /v1/takaful-certificate-administrative-plan/{crId}/update | Update |
| PUT | /v1/takaful-certificate-administrative-plan/{crId}/control | Control (suspend / resume / terminate) |
INTBackend integrations
The systems and standards a real deployment of Takaful Policy Administration would transact with.
- Takaful cores: Azentio, Beyontec; retakaful: Hannover ReTakaful, Malaysian Re
- AAOIFI FAS for Takaful accounting; actuarial platforms
RUNRun it yourself
Each domain is its own standalone Spring Boot repository — clone and run in seconds, or deploy onto Kubernetes with the bundled Helm chart.
# run this domain standalone
git clone https://github.com/Sreenivas-Sadhu-Prabhakara/isb-takaful-policy-administration
mvn -f isb-takaful-policy-administration spring-boot:run
curl localhost:8080/v1/service-domain
# or deploy onto Kubernetes (Cilium mesh)
helm upgrade --install isb-takaful-policy-administration ./helm -n isb-operations
FAQQuestions
What is Takaful?
Takaful is Shariah-compliant cooperative insurance. Participants contribute to a shared pool that compensates members who suffer loss; the fund avoids interest and excessive uncertainty and is managed on a fee or profit-sharing basis.
What business area does Takaful Policy Administration belong to?
Takaful Policy Administration sits in the Takaful and Shared Operations business area — Takaful (cooperative insurance) and the shared operational domains that support the Islamic banking landscape. It follows the BIAN Administer functional pattern over the Takaful Certificate asset, with the Takaful Certificate Administrative Plan as its control record.
How is this isolated from conventional banking?
Completely. The Islamic landscape shares no code, repositories, namespaces or events with the conventional platform. This domain lives in the isb-operations namespace with an isb-* repository and com.bank.islamic package, so the two can never mix by accident.
Is this a certified Shariah-compliant product?
No. It is an educational reference implementation in the BIAN service-domain style. Actual Shariah compliance of any real deployment requires certification by a qualified Shariah Supervisory Board. Standards referenced: AAOIFI, IFSB, IIFM.
SEEIn the landscape
Takaful Policy Administration is one of 48 Shariah-native service domains. Explore the whole platform: